What are the Qualifications for Chapter 7 Bankruptcy?

Even if you are in desperate need of debt relief or forgiveness, qualifying for and filing Chapter 7 bankruptcy isn’t as simple as completing some paperwork or signing a few signatures. In fact, due to Chapter 7 bankruptcy’s popularity the amount of debt relief it can provide, stricter qualifications have been put in place. To find out whether you qualify for Chapter 7 bankruptcy, you need to consult with a skilled legal representative who can look at the details of your case and make sure you meet all of the requirements.

If you or someone you know is facing financial uncertainty and are considering filing for bankruptcy to achieve debt relief, an experienced attorney can help assess your situation and determine what the right path is for you. For more information about your case, contact a Raleigh Chapter 7 bankruptcy lawyer of the Bradford Law Offices, PLLC, today at 919-758-8879 and schedule a free consultation.

Chapter 7 Bankruptcy Eligibility

With recent adjustments to the Bankruptcy Code, you are not eligible for Chapter 7 bankruptcy if any of the following are true:

  • You have yet to complete credit counseling within 180 days of filing for bankruptcy
  • You fail the means test
  • You have filed for bankruptcy in the past eight years
  • Your bankruptcy request has been dismissed in the past 180 days
  • Have been found guilty of defrauding creditors in the past

To make sure you qualify for Chapter 7 bankruptcy, speak with a skilled and knowledgeable bankruptcy attorney as soon as possible.

Contact Us

At the Bradford Law Offices, PLLC, our Raleigh Chapter 7 bankruptcy attorneys are committed to helping you achieve debt forgiveness so you can start repairing your credit score and finances. For more information, contact us today at 919-758-8879.