Is there a limit on the number of times I can file for bankruptcy?

The short answer is “no,” but there are a number of restrictions on how long you must wait between bankruptcy filings. These time restrictions vary depending on what chapter you previously filed for as well as the chapter you intend on filing. The times restrictions are:

  • Two years between two Chapter 13 filings
  • Four years between a Chapter 7 and Chapter 13 filing
  • Six years between Chapter 13 and Chapter 7
  • Eight years between two Chapter 7 filings

If you have any questions about the above time restrictions, make sure you contact a Raleigh bankruptcy lawyer of the Bradford Law Offices, PLLC, at 919-758-8879 today and schedule a free consultation.